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Fraudscreen has a unique data set not available elsewhere in the credit industry.

Fraudscreen complements traditional credit scoring where available, and is a proven effective alternative where it is not.

The unique transactional data allows Fraudscreen to refine the credit screening process beyond traditional credit scoring, and to accurately identify those customers

  • who pass the credit score cut-off, but WON'T pay
  • who fail the credit score cut-off, but WILL pay.

Fraudscreen is most effective close to the credit score cut-off.

Credit score cut-off

 

Key: Won't pay Won't pay
Key: Will pay Will pay
diagram to show efficacy of Fraudscreen coding at the credit score cut-off

 

Will pay Key: Will pay
Won't pay Key: Won't pay
Low credit score High credit score
 
 
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